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Have student loans. the 3.5%, and the current rate overall is approximately 5.63% with a $500 processing fee (but no "junk". First time home buyers 100 % Financing Options This page updated and accurate as of July 6, 2019 VA Mortgage Hub Leave a Comment Purchasing a home is a big step, especially for first time homebuyers..

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The Florida Housing Finance Corporation provides a variety of homebuying programs that can make owning a home in the state much more affordable. We’ve highlighted a few programs below: Florida First. Florida First provides qualified buyers with a more affordable, 30-year, fixed-rate mortgage that is a government-backed FHA,VA, or USDA-RD (Rural Development) loan.

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The nation’s housing meltdown slammed many in South Florida. Palm Beach, Broward and Miami. loan terms: a 5 percent down payment (about $13,000, with closing costs) and a 30-year, fixed-rate.

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