When you pay more than the minimum amount due on your mortgage, the extra money deducts directly from the principal balance of your loan. Commit to paying one extra mortgage payment per year and you can shave at least five years off the term of your mortgage and potentially save tens of thousands of dollars overall.
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Improvement efforts to your house do not increase the value dollar for dollar. Instead, you can expect to receive an increase in value that is a percentage of your investment. Some improvements bring in bigger values than other improvements, but you can take proactive measures to increase the value of your home.
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